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Checking & Savings

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Checking Accounts

Free Checking

Free M/C Debit Card
Opening Balance: $50
Balance to Avoid Service Charge: $0
Service Charge: $0
Per Check Charge: None
Interest: None
Monthly Statement w/out Canceled Checks

Regular Checking

Free M/C Debit Card
Opening Balance: $100
Balance to Avoid Service Charge: $500
Service Charge: $6 per month if the average daily balance is less than $1,000. A debit
fee of $.20 will be charged for all debits in excess of 15 per statement cycle.
Interest: None
Unlimited Check Writing
Monthly Statement with Imaged Items

Interest checking

Free M/C Debit Card
Opening Balance: $1000
Balance to Avoid Service Charge: $1000
Service Charge: $8 per month if the average daily balance is less than $1000. A debit fee of $.25 will be charged for all debits in excess of 20 per statement cycle.
Interest: Call us for our rates.
Unlimited Check Writing
Monthly Statement with Imaged Items

Money Market Checking

Opening Balance: $2500
Balance to Avoid Service Charge: $2500
Service Charge: $10 per month
Excess Activity Charge: Limit of six debits of $500 or more per statement cycle. A fee of $5.00 will be charged for each excess debit transaction (withdrawal, check paid, automatic payment) from this account
Interest: Call us for our rates.
Limited Check Writing
Monthly Statement with Imaged Items

Money Market Special Checking

Opening Balance: $75,000
Balance to Avoid Service Charge: $75,000
Service Charge: $25 per month
Excess Activity Charge: A fee of $5.00 will be charged for each debit transaction (withdrawal, check paid, automatic payment from this account) in excess of six per statement cycle.
Interest: Call us for our rates.
Limited Check Writing
Limit of 6 debits of $500 or more.
Monthly Statement with Imaged Items


Personal Savings

Opening Balance: $50
Must maintain balance of: $50 (Minimum balance for minors is $25)
Excess Activity Charge: $1 per withdrawal in excess of 8 per quarter
Interest: Interest compounded daily, credited to your account quarterly.
Call for rates

Certificates of Deposit

Opening balance: $1,000
Terms: Various terms available
Call for rates